Ask yourself:

• Do you budget your money, or spend it all each month?
• Do you have a lot of credit card debt, or a lot of investments?
• Do you make installment payments, or are you receiving dividends?
• Do you get bills in the mail, or are they all automatically paid online?

If you don’t manage your money it will manage you — with bad debt, liabilities, and needless anxiety.

Money is a great servant but a terrible master.